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Pune, Maharashtra, India (NewsView)
Bajaj Finserv, through its Bajaj Finance Limited lending arm, offers pre-approved loans to existing customers for quick access to personal finance. A pre-approved loan for existing professionals is an ideal borrowing tool for people looking for easy or urgent funds without depleting their savings. These loans are useful for financing medical requirements, home repairs, tuition for study abroad and more.
Here is an overview of the benefits of availing a pre-approved personal loan offer from Bajaj Finserv.
Borrow up to Rs. 10,000,000
Existing customers of Bajaj Finserv can borrow a minimum of Rs. 20,000 up to Rs. 10,000,000.
Money in the bank instantly
Borrowers have access to funds in just 4 hours.
Best conditions and service
Existing borrowers can negotiate advantageous terms, such as getting a bigger penalty, extending the term, getting the loan without as much formality, and more.
Due to their existing relationship with the lender, Bajaj Finserv customers only need a few documents to complete the application process. This helps them to avail a quick loan from the lender. Sometimes no documentation is needed from the client and a 100% online based loan process is offered to the company.
Affordable interest rate
Since lenders already know the creditworthiness of their target customers for these offers, they usually offer a more affordable personal loan interest rate. As a result, taking out a loan does not stress finances and applicants can repay comfortably.
To repay their loan, borrowers can choose from a term ranging from 24 to 60 months as per their convenience.
Zero hidden fees
The pre-approved loan has no hidden charges. Bajaj Finserv offers complete transparency with all loan procedures, terms and conditions.
Steps to avail Bajaj Finserv pre-approved loan
• Click on the application form on the Bajaj Finserv website.
• Log in by entering the OTP sent to the user’s phone number
• Check the pre-approved loan offer
• Check the loan details and choose an appropriate term
• Verify the details entered and complete the process online
After following these simple and quick steps, customers can easily borrow money online.
Additionally, customers can also check their pre-approved personal loan through the -Experia customer portal or through the Bajaj Finserv app. With all this information at their disposal, borrowers can easily apply for a pre-approved loan for existing applicants and get a hefty penalty of up to Rs. 10,000,000. With a Bajaj Finserv pre-approved loan, customers can benefit from same-day disbursement facilities. The EMI Personal Loan Calculator can be of great help in this regard. To get started, enter a few details to verify the pre-approved offer and access the funds in no time.
Terms and conditions of application.
About Bajaj Finance Limited
Bajaj Finance Limited, the lending company of Bajaj Finserv Group, is one of the most diversified NBFCs in the Indian market, serving over 45 million customers across the country. Based in Pune, the Company’s product offerings include Sustainable Consumer Loans, Life Care Finance, Lifestyle Finance, Digital Product Finance, Personal Loans, Loans Against Property, small business loans, home loans, credit cards, two- and three-wheeler loans, commercial loans SME loans/loans, securities-based loans and rural finance which includes gold loans and refinancing loans from vehicles as well as term deposits. Bajaj Finance Limited is proud to hold the highest FAAA/Stable credit rating for any NBFC in the country today. It is also the only NBFC in India with the international “BBB” with a stable long-term outlook, by S&P Global Rating.